Call reports 2026
AMERICAN BANK OF THE CAROLINAS — 2026
What AMERICAN BANK OF THE CAROLINAS reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 242,589,000 | 214,049,000 |
| Total loans | 158,017,000 | 168,222,000 |
| Allowance for loan losses | 1,569,000 | 1,670,000 |
| Securities available for sale | 31,205,000 | 31,192,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 212,936,000 | 183,791,000 |
| Interest-bearing deposits | 160,458,000 | 134,600,000 |
| Noninterest-bearing deposits | 52,478,000 | 49,191,000 |
| Equity capital | 25,599,000 | 26,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,193,000 | 6,528,000 |
| Interest expense | 741,000 | 1,451,000 |
| Net interest income | 2,452,000 | 5,077,000 |
| Noninterest income | 133,000 | 256,000 |
| Noninterest expense | 1,489,000 | 3,075,000 |
| Provision for loan losses | 76,000 | 177,000 |
| Pretax income | 1,026,000 | 2,089,000 |
| Income tax | 231,000 | 470,000 |
| Net income | 795,000 | 1,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 27,174,000 | 28,004,000 |