Call reports 2022
AMERICAN BANK OF THE CAROLINAS — 2022
What AMERICAN BANK OF THE CAROLINAS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 129,048,000 | 140,662,000 | 145,834,000 | 168,276,000 |
| Total loans | 74,612,000 | 79,629,000 | 88,648,000 | 94,342,000 |
| Allowance for loan losses | 934,000 | 819,000 | 899,000 | 943,000 |
| Securities available for sale | 26,058,000 | 26,973,000 | 27,330,000 | 28,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,714,000 | 123,066,000 | 129,142,000 | 150,897,000 |
| Interest-bearing deposits | 83,260,000 | 85,917,000 | 88,115,000 | 111,517,000 |
| Noninterest-bearing deposits | 27,454,000 | 37,149,000 | 41,027,000 | 39,380,000 |
| Equity capital | 16,539,000 | 15,864,000 | 14,933,000 | 15,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 979,000 | 2,164,000 | 3,655,000 | 5,490,000 |
| Interest expense | 32,000 | 67,000 | 107,000 | 189,000 |
| Net interest income | 947,000 | 2,097,000 | 3,548,000 | 5,301,000 |
| Noninterest income | 70,000 | 147,000 | 217,000 | 294,000 |
| Noninterest expense | 1,084,000 | 2,251,000 | 3,318,000 | 4,492,000 |
| Provision for loan losses | 116,000 | 2,000 | 82,000 | 126,000 |
| Pretax income | -183,000 | -9,000 | 365,000 | 977,000 |
| Income tax | 0 | 0 | 0 | 51,000 |
| Net income | -183,000 | -9,000 | 365,000 | 926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,194,000 | 18,465,000 | 18,895,000 | 19,510,000 |
Machine access — free, no API key
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