Call reports 2025
DEARBORN FEDERAL SAVINGS BANK — 2025
What DEARBORN FEDERAL SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 277,588,000 | 277,620,000 | 292,065,000 | 288,514,000 |
| Total loans | 201,373,000 | 201,810,000 | 201,815,000 | 201,505,000 |
| Allowance for loan losses | 1,625,000 | 1,625,000 | 1,625,000 | 1,625,000 |
| Securities available for sale | 0 | 2,984,000 | 21,952,000 | 27,666,000 |
| Securities held to maturity | 35,895,000 | 36,331,000 | 33,082,000 | 30,260,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,755,000 | 172,210,000 | 186,929,000 | 183,206,000 |
| Interest-bearing deposits | 155,663,000 | 155,892,000 | 173,118,000 | 168,380,000 |
| Noninterest-bearing deposits | 16,092,000 | 16,318,000 | 13,811,000 | 14,826,000 |
| Equity capital | 78,470,000 | 77,630,000 | 77,443,000 | 77,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,564,000 | 5,214,000 | 7,989,000 | 10,891,000 |
| Interest expense | 813,000 | 1,614,000 | 2,528,000 | 3,526,000 |
| Net interest income | 1,751,000 | 3,600,000 | 5,461,000 | 7,365,000 |
| Noninterest income | 22,000 | 38,000 | 69,000 | 116,000 |
| Noninterest expense | 1,897,000 | 4,832,000 | 6,779,000 | 9,105,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | -224,000 | -1,294,000 | -1,349,000 | -1,724,000 |
| Income tax | -47,000 | -279,000 | -282,000 | -305,000 |
| Net income | -177,000 | -1,015,000 | -1,067,000 | -1,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,470,000 | 77,632,000 | 77,579,000 | 77,228,000 |