Call reports 2024
DEARBORN FEDERAL SAVINGS BANK — 2024
What DEARBORN FEDERAL SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 268,623,000 | 272,782,000 | 266,729,000 | 276,583,000 |
| Total loans | 200,727,000 | 205,276,000 | 204,129,000 | 204,004,000 |
| Allowance for loan losses | 1,575,000 | 1,775,000 | 1,525,000 | 1,525,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 29,956,000 | 29,205,000 | 28,507,000 | 32,157,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,883,000 | 169,739,000 | 164,520,000 | 168,229,000 |
| Interest-bearing deposits | 156,027,000 | 155,056,000 | 150,270,000 | 153,364,000 |
| Noninterest-bearing deposits | 14,856,000 | 14,683,000 | 14,250,000 | 14,865,000 |
| Equity capital | 78,587,000 | 78,474,000 | 78,538,000 | 78,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,260,000 | 4,611,000 | 7,036,000 | 9,518,000 |
| Interest expense | 658,000 | 1,350,000 | 2,113,000 | 2,888,000 |
| Net interest income | 1,602,000 | 3,261,000 | 4,923,000 | 6,630,000 |
| Noninterest income | 25,000 | 50,000 | 75,000 | 98,000 |
| Noninterest expense | 1,649,000 | 3,273,000 | 5,128,000 | 6,730,000 |
| Provision for loan losses | -50,000 | 150,000 | -100,000 | -100,000 |
| Pretax income | 28,000 | -112,000 | -30,000 | 98,000 |
| Income tax | 6,000 | -22,000 | -4,000 | 15,000 |
| Net income | 22,000 | -90,000 | -26,000 | 83,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,587,000 | 78,474,000 | 78,538,000 | 78,648,000 |
| Total capital | 80,212,000 | 80,299,000 | 80,113,000 | 80,223,000 |
| Risk-weighted assets | 148,694,000 | 153,206,000 | 150,834,000 | 153,505,000 |