Call reports 2023
DEARBORN FEDERAL SAVINGS BANK — 2023
What DEARBORN FEDERAL SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 270,091,000 | 267,470,000 | 267,144,000 | 268,965,000 |
| Total loans | 191,655,000 | 192,506,000 | 195,007,000 | 198,522,000 |
| Allowance for loan losses | 1,350,000 | 1,650,000 | 1,750,000 | 1,625,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 32,154,000 | 32,054,000 | 31,155,000 | 30,155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,282,000 | 180,240,000 | 172,198,000 | 167,810,000 |
| Interest-bearing deposits | 173,009,000 | 165,770,000 | 156,662,000 | 152,666,000 |
| Noninterest-bearing deposits | 15,273,000 | 14,470,000 | 15,536,000 | 15,144,000 |
| Equity capital | 78,948,000 | 78,736,000 | 78,673,000 | 78,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,009,000 | 4,066,000 | 6,173,000 | 8,375,000 |
| Interest expense | 281,000 | 625,000 | 1,085,000 | 1,688,000 |
| Net interest income | 1,728,000 | 3,441,000 | 5,088,000 | 6,687,000 |
| Noninterest income | 19,000 | 39,000 | 28,000 | 44,000 |
| Noninterest expense | 1,630,000 | 3,334,000 | 4,924,000 | 6,769,000 |
| Provision for loan losses | -50,000 | 244,000 | 341,000 | 225,000 |
| Pretax income | 167,000 | -104,000 | -158,000 | -313,000 |
| Income tax | 36,000 | -22,000 | -15,000 | -60,000 |
| Net income | 131,000 | -82,000 | -143,000 | -253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,948,000 | 78,736,000 | 78,673,000 | 78,564,000 |
| Total capital | 80,298,000 | 80,386,000 | 80,423,000 | 80,239,000 |
| Risk-weighted assets | 146,417,000 | 147,643,000 | 145,735,000 | 147,868,000 |