Call reports 2022
DEARBORN FEDERAL SAVINGS BANK — 2022
What DEARBORN FEDERAL SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 278,929,000 | 274,376,000 | 270,039,000 | 271,748,000 |
| Total loans | 185,575,000 | 186,517,000 | 189,219,000 | 191,667,000 |
| Allowance for loan losses | 1,795,000 | 1,770,000 | 1,745,000 | 1,650,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,950,000 | 27,813,000 | 30,763,000 | 32,154,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,972,000 | 191,100,000 | 188,862,000 | 182,858,000 |
| Interest-bearing deposits | 174,597,000 | 174,111,000 | 169,887,000 | 165,359,000 |
| Noninterest-bearing deposits | 17,375,000 | 16,989,000 | 18,975,000 | 17,499,000 |
| Equity capital | 77,687,000 | 77,704,000 | 77,638,000 | 78,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,660,000 | 3,382,000 | 5,285,000 | 7,283,000 |
| Interest expense | 178,000 | 356,000 | 530,000 | 743,000 |
| Net interest income | 1,482,000 | 3,026,000 | 4,755,000 | 6,540,000 |
| Noninterest income | 29,000 | 56,000 | 86,000 | 111,000 |
| Noninterest expense | 1,620,000 | 3,192,000 | 4,856,000 | 5,790,000 |
| Provision for loan losses | -25,000 | -50,000 | -75,000 | -170,000 |
| Pretax income | -84,000 | -60,000 | 60,000 | 1,031,000 |
| Income tax | -17,000 | -10,000 | 176,000 | 166,000 |
| Net income | -67,000 | -50,000 | -116,000 | 865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,687,000 | 77,704,000 | 77,638,000 | 78,619,000 |
| Total capital | 79,482,000 | 79,474,000 | 79,383,000 | 80,269,000 |
| Risk-weighted assets | 144,284,000 | 144,097,000 | 144,431,000 | 148,240,000 |