Call reports 2021
DEARBORN FEDERAL SAVINGS BANK — 2021
What DEARBORN FEDERAL SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 279,546,000 | 283,674,000 | 274,111,000 | 272,389,000 |
| Total loans | 185,181,000 | 189,302,000 | 185,374,000 | 186,071,000 |
| Allowance for loan losses | 2,040,000 | 1,980,000 | 1,920,000 | 1,820,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,807,000 | 18,307,000 | 21,977,000 | 24,755,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,700,000 | 191,757,000 | 185,709,000 | 184,729,000 |
| Interest-bearing deposits | 170,118,000 | 173,400,000 | 168,609,000 | 168,098,000 |
| Noninterest-bearing deposits | 17,582,000 | 18,357,000 | 17,100,000 | 16,631,000 |
| Equity capital | 77,728,000 | 77,752,000 | 77,706,000 | 77,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,751,000 | 3,490,000 | 5,234,000 | 6,946,000 |
| Interest expense | 250,000 | 490,000 | 708,000 | 904,000 |
| Net interest income | 1,501,000 | 3,000,000 | 4,526,000 | 6,042,000 |
| Noninterest income | 22,000 | 45,000 | 70,000 | 113,000 |
| Noninterest expense | 1,580,000 | 3,098,000 | 4,832,000 | 6,427,000 |
| Provision for loan losses | -60,000 | -120,000 | -180,000 | -280,000 |
| Pretax income | 3,000 | 67,000 | -56,000 | 8,000 |
| Income tax | 24,000 | 64,000 | -13,000 | 3,000 |
| Net income | -21,000 | 3,000 | -43,000 | 5,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,728,000 | 77,752,000 | 77,706,000 | 77,754,000 |
| Total capital | 79,497,000 | 79,537,000 | 79,497,000 | 79,545,000 |
| Risk-weighted assets | 141,257,000 | 142,649,000 | 143,193,000 | 143,308,000 |