Call reports 2020
DEARBORN FEDERAL SAVINGS BANK — 2020
What DEARBORN FEDERAL SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 263,121,000 | 271,176,000 | 268,634,000 | 269,776,000 |
| Total loans | 199,837,000 | 198,601,000 | 189,517,000 | 184,969,000 |
| Allowance for loan losses | 2,332,000 | 2,332,000 | 2,332,000 | 2,100,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,245,000 | 3,791,000 | 5,350,000 | 9,722,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,011,000 | 174,833,000 | 175,109,000 | 177,465,000 |
| Interest-bearing deposits | 154,970,000 | 159,072,000 | 160,463,000 | 162,655,000 |
| Noninterest-bearing deposits | 12,041,000 | 15,761,000 | 14,646,000 | 14,810,000 |
| Equity capital | 77,443,000 | 77,577,000 | 77,601,000 | 77,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,172,000 | 4,239,000 | 6,218,000 | 8,055,000 |
| Interest expense | 303,000 | 610,000 | 900,000 | 1,153,000 |
| Net interest income | 1,869,000 | 3,629,000 | 5,318,000 | 6,902,000 |
| Noninterest income | 23,000 | 42,000 | 62,000 | 235,000 |
| Noninterest expense | 1,602,000 | 3,153,000 | 4,786,000 | 6,793,000 |
| Provision for loan losses | -60,000 | -60,000 | -60,000 | -292,000 |
| Pretax income | 350,000 | 578,000 | 654,000 | 636,000 |
| Income tax | 115,000 | 209,000 | 261,000 | 95,000 |
| Net income | 235,000 | 369,000 | 393,000 | 541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,443,000 | 77,577,000 | 77,601,000 | 77,749,000 |
| Total capital | 79,109,000 | 79,283,000 | 79,269,000 | 79,434,000 |
| Risk-weighted assets | 132,643,000 | 135,915,000 | 132,813,000 | 134,458,000 |