Call reports 2019
DEARBORN FEDERAL SAVINGS BANK — 2019
What DEARBORN FEDERAL SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 269,384,000 | 265,752,000 | 255,077,000 | 255,791,000 |
| Total loans | 202,132,000 | 201,779,000 | 201,273,000 | 202,619,000 |
| Allowance for loan losses | 2,392,000 | 2,392,000 | 2,392,000 | 2,392,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,418,000 | 13,918,000 | 9,121,000 | 6,478,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,534,000 | 169,409,000 | 161,240,000 | 163,742,000 |
| Interest-bearing deposits | 162,528,000 | 157,904,000 | 149,817,000 | 152,386,000 |
| Noninterest-bearing deposits | 11,006,000 | 11,505,000 | 11,423,000 | 11,356,000 |
| Equity capital | 76,343,000 | 76,660,000 | 76,995,000 | 77,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,278,000 | 4,554,000 | 6,805,000 | 8,998,000 |
| Interest expense | 309,000 | 637,000 | 959,000 | 1,279,000 |
| Net interest income | 1,969,000 | 3,917,000 | 5,846,000 | 7,719,000 |
| Noninterest income | 24,000 | 49,000 | 74,000 | 99,000 |
| Noninterest expense | 1,523,000 | 3,048,000 | 4,530,000 | 6,115,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 470,000 | 918,000 | 1,390,000 | 1,703,000 |
| Income tax | 135,000 | 266,000 | 403,000 | 503,000 |
| Net income | 335,000 | 652,000 | 987,000 | 1,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,343,000 | 76,660,000 | 76,995,000 | 77,208,000 |
| Total capital | 78,023,000 | 78,331,000 | 78,619,000 | 78,853,000 |
| Risk-weighted assets | 133,731,000 | 132,970,000 | 129,165,000 | 130,871,000 |