Call reports 2018
DEARBORN FEDERAL SAVINGS BANK — 2018
What DEARBORN FEDERAL SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 261,674,000 | 263,099,000 | 263,804,000 | 266,244,000 |
| Total loans | 190,419,000 | 196,464,000 | 200,928,000 | 203,500,000 |
| Allowance for loan losses | 2,392,000 | 2,392,000 | 2,392,000 | 2,392,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,617,000 | 14,633,000 | 14,633,000 | 14,617,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,790,000 | 181,702,000 | 174,395,000 | 170,301,000 |
| Interest-bearing deposits | 173,385,000 | 171,110,000 | 164,165,000 | 160,468,000 |
| Noninterest-bearing deposits | 10,405,000 | 10,592,000 | 10,230,000 | 9,833,000 |
| Equity capital | 74,862,000 | 75,252,000 | 75,654,000 | 76,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,126,000 | 4,298,000 | 6,443,000 | 8,804,000 |
| Interest expense | 154,000 | 311,000 | 557,000 | 816,000 |
| Net interest income | 1,972,000 | 3,987,000 | 5,886,000 | 7,988,000 |
| Noninterest income | 27,000 | 109,000 | 76,000 | 154,000 |
| Noninterest expense | 1,564,000 | 3,121,000 | 4,434,000 | 6,157,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 435,000 | 975,000 | 1,528,000 | 1,985,000 |
| Income tax | 131,000 | 281,000 | 432,000 | 535,000 |
| Net income | 304,000 | 694,000 | 1,096,000 | 1,450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,862,000 | 75,252,000 | 75,654,000 | 76,008,000 |
| Total capital | 76,496,000 | 76,912,000 | 77,337,000 | 77,691,000 |
| Risk-weighted assets | 129,975,000 | 132,089,000 | 133,974,000 | 133,941,000 |