Call reports 2017
DEARBORN FEDERAL SAVINGS BANK — 2017
What DEARBORN FEDERAL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 269,859,000 | 270,364,000 | 257,527,000 | 257,128,000 |
| Total loans | 189,838,000 | 188,393,000 | 188,954,000 | 188,084,000 |
| Allowance for loan losses | 4,873,000 | 4,505,000 | 4,155,000 | 2,350,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,737,000 | 14,186,000 | 15,033,000 | 14,613,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,997,000 | 190,256,000 | 180,776,000 | 179,046,000 |
| Interest-bearing deposits | 180,123,000 | 179,613,000 | 171,633,000 | 169,723,000 |
| Noninterest-bearing deposits | 9,874,000 | 10,643,000 | 9,143,000 | 9,323,000 |
| Equity capital | 72,513,000 | 72,988,000 | 73,487,000 | 74,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,149,000 | 4,295,000 | 6,431,000 | 8,542,000 |
| Interest expense | 161,000 | 323,000 | 485,000 | 648,000 |
| Net interest income | 1,988,000 | 3,972,000 | 5,946,000 | 7,894,000 |
| Noninterest income | 34,000 | 62,000 | 89,000 | 109,000 |
| Noninterest expense | 1,596,000 | 3,193,000 | 4,744,000 | 6,367,000 |
| Provision for loan losses | -350,000 | -700,000 | -1,050,000 | -2,911,000 |
| Pretax income | 776,000 | 1,541,000 | 2,341,000 | 4,547,000 |
| Income tax | 306,000 | 596,000 | 897,000 | 2,032,000 |
| Net income | 470,000 | 945,000 | 1,444,000 | 2,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,513,000 | 72,988,000 | 73,487,000 | 74,558,000 |
| Total capital | 74,218,000 | 74,690,000 | 75,150,000 | 76,166,000 |
| Risk-weighted assets | 133,275,000 | 133,354,000 | 130,595,000 | 127,936,000 |