Call reports 2015
DEARBORN FEDERAL SAVINGS BANK — 2015
What DEARBORN FEDERAL SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 260,668,000 | 259,500,000 | 267,079,000 | 264,140,000 |
| Total loans | 179,186,000 | 191,034,000 | 202,460,000 | 201,891,000 |
| Allowance for loan losses | 7,666,000 | 7,517,000 | 7,537,000 | 6,572,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,628,000 | 24,112,000 | 21,262,000 | 16,959,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,668,000 | 190,217,000 | 182,209,000 | 182,446,000 |
| Interest-bearing deposits | 182,371,000 | 181,631,000 | 174,216,000 | 174,181,000 |
| Noninterest-bearing deposits | 9,297,000 | 8,586,000 | 7,993,000 | 8,265,000 |
| Equity capital | 67,972,000 | 68,377,000 | 68,847,000 | 69,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,258,000 | 4,421,000 | 6,835,000 | 9,222,000 |
| Interest expense | 164,000 | 331,000 | 520,000 | 716,000 |
| Net interest income | 2,094,000 | 4,090,000 | 6,315,000 | 8,506,000 |
| Noninterest income | 46,000 | 57,000 | 118,000 | 131,000 |
| Noninterest expense | 1,589,000 | 2,947,000 | 4,473,000 | 6,032,000 |
| Provision for loan losses | 0 | -8,000 | -8,000 | -976,000 |
| Pretax income | 551,000 | 1,208,000 | 1,968,000 | 3,581,000 |
| Income tax | 226,000 | 478,000 | 768,000 | 1,331,000 |
| Net income | 325,000 | 730,000 | 1,200,000 | 2,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,972,000 | 68,377,000 | 68,847,000 | 69,897,000 |
| Total capital | 69,583,000 | 70,148,000 | 70,657,000 | 71,647,000 |
| Risk-weighted assets | 122,884,000 | 135,963,000 | 139,068,000 | 135,240,000 |