Call reports 2014
DEARBORN FEDERAL SAVINGS BANK — 2014
What DEARBORN FEDERAL SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 257,185,000 | 259,365,000 | 256,914,000 | 255,784,000 |
| Total loans | 189,358,000 | 187,154,000 | 185,369,000 | 181,334,000 |
| Allowance for loan losses | 8,137,000 | 8,160,000 | 8,058,000 | 7,806,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,536,000 | 16,379,000 | 18,041,000 | 19,394,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,473,000 | 192,199,000 | 189,212,000 | 186,689,000 |
| Interest-bearing deposits | 182,058,000 | 182,850,000 | 180,702,000 | 178,642,000 |
| Noninterest-bearing deposits | 8,415,000 | 9,349,000 | 8,510,000 | 8,047,000 |
| Equity capital | 65,892,000 | 66,247,000 | 66,727,000 | 67,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,324,000 | 4,634,000 | 6,948,000 | 9,304,000 |
| Interest expense | 168,000 | 336,000 | 507,000 | 710,000 |
| Net interest income | 2,156,000 | 4,298,000 | 6,441,000 | 8,594,000 |
| Noninterest income | 35,000 | 65,000 | 430,000 | 830,000 |
| Noninterest expense | 1,502,000 | 2,842,000 | 4,579,000 | 6,245,000 |
| Provision for loan losses | 245,000 | 500,000 | 500,000 | 0 |
| Pretax income | 444,000 | 1,021,000 | 1,792,000 | 3,179,000 |
| Income tax | 189,000 | 411,000 | 702,000 | 1,169,000 |
| Net income | 255,000 | 610,000 | 1,090,000 | 2,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,892,000 | 66,247,000 | 66,727,000 | 67,647,000 |
| Total capital | 67,645,000 | 67,987,000 | 68,453,000 | 69,339,000 |
| Risk-weighted assets | 133,880,000 | 132,796,000 | 131,775,000 | 129,353,000 |