Call reports 2013
DEARBORN FEDERAL SAVINGS BANK — 2013
What DEARBORN FEDERAL SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 263,167,000 | 260,548,000 | 255,917,000 | 254,273,000 |
| Total loans | 198,551,000 | 195,217,000 | 194,434,000 | 192,313,000 |
| Allowance for loan losses | 8,844,000 | 8,366,000 | 7,893,000 | 8,168,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,646,000 | 9,346,000 | 10,764,000 | 11,866,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,576,000 | 194,530,000 | 189,589,000 | 187,231,000 |
| Interest-bearing deposits | 187,994,000 | 186,266,000 | 181,681,000 | 179,080,000 |
| Noninterest-bearing deposits | 8,582,000 | 8,264,000 | 7,908,000 | 8,151,000 |
| Equity capital | 64,814,000 | 64,975,000 | 65,154,000 | 65,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,461,000 | 4,824,000 | 7,215,000 | 9,533,000 |
| Interest expense | 198,000 | 391,000 | 573,000 | 750,000 |
| Net interest income | 2,263,000 | 4,433,000 | 6,642,000 | 8,783,000 |
| Noninterest income | 105,000 | 125,000 | 174,000 | 211,000 |
| Noninterest expense | 1,352,000 | 2,965,000 | 4,355,000 | 5,670,000 |
| Provision for loan losses | 620,000 | 930,000 | 1,495,000 | 1,730,000 |
| Pretax income | 396,000 | 663,000 | 966,000 | 1,594,000 |
| Income tax | 196,000 | 302,000 | 426,000 | 571,000 |
| Net income | 200,000 | 361,000 | 540,000 | 1,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,814,000 | 64,975,000 | 65,154,000 | 65,637,000 |
| Total capital | 66,647,000 | 66,773,000 | 66,908,000 | 67,400,000 |
| Risk-weighted assets | 139,663,000 | 137,246,000 | 135,490,000 | 134,650,000 |