Call reports 2014
WHIDBEY ISLAND BANK — 2014
What WHIDBEY ISLAND BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 |
|---|---|
| Total assets | 1,684,640,000 |
| Total loans | 1,043,136,000 |
| Allowance for loan losses | 28,616,000 |
| Securities available for sale | 449,460,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 1,466,823,000 |
| Interest-bearing deposits | 1,182,234,000 |
| Noninterest-bearing deposits | 284,589,000 |
| Equity capital | 205,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 |
|---|---|
| Interest income | 17,659,000 |
| Interest expense | 1,118,000 |
| Net interest income | 16,541,000 |
| Noninterest income | 4,462,000 |
| Noninterest expense | 16,320,000 |
| Provision for loan losses | -2,300,000 |
| Pretax income | 6,983,000 |
| Income tax | 2,286,000 |
| Net income | 4,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 |
|---|---|
| Tier 1 capital | 203,059,000 |
| Total capital | 217,414,000 |
| Risk-weighted assets | 1,134,176,000 |