Call report 2008Q4
WHIDBEY ISLAND BANK — 2008Q4
The 22 measures WHIDBEY ISLAND BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 898,044,000 | USD | evidence → |
| Total loans | 825,964,000 | USD | evidence → |
| Allowance for loan losses | 12,250,000 | USD | evidence → |
| Securities available for sale | 17,798,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 748,075,000 | USD | evidence → |
| Interest-bearing deposits | 655,738,000 | USD | evidence → |
| Noninterest-bearing deposits | 92,337,000 | USD | evidence → |
| Equity capital | 104,212,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 58,935,000 | USD | evidence → |
| Interest expense | 19,580,000 | USD | evidence → |
| Net interest income | 39,355,000 | USD | evidence → |
| Noninterest income | 6,585,000 | USD | evidence → |
| Noninterest expense | 26,245,000 | USD | evidence → |
| Provision for loan losses | 5,050,000 | USD | evidence → |
| Pretax income | 14,645,000 | USD | evidence → |
| Income tax | 4,762,000 | USD | evidence → |
| Net income | 9,883,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 103,911,000 | USD | evidence → |
| Total capital | 114,890,000 | USD | evidence → |
| Risk-weighted assets | 877,094,000 | USD | evidence → |