Call report 2005Q4
WHIDBEY ISLAND BANK — 2005Q4
The 22 measures WHIDBEY ISLAND BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 723,935,000 | USD | evidence → |
| Total loans | 633,086,000 | USD | evidence → |
| Allowance for loan losses | 8,810,000 | USD | evidence → |
| Securities available for sale | 19,789,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 637,892,000 | USD | evidence → |
| Interest-bearing deposits | 533,476,000 | USD | evidence → |
| Noninterest-bearing deposits | 104,416,000 | USD | evidence → |
| Equity capital | 70,437,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 45,649,000 | USD | evidence → |
| Interest expense | 10,492,000 | USD | evidence → |
| Net interest income | 35,157,000 | USD | evidence → |
| Noninterest income | 7,508,000 | USD | evidence → |
| Noninterest expense | 24,615,000 | USD | evidence → |
| Provision for loan losses | 2,250,000 | USD | evidence → |
| Pretax income | 15,750,000 | USD | evidence → |
| Income tax | 5,136,000 | USD | evidence → |
| Net income | 10,614,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 70,467,000 | USD | evidence → |
| Total capital | 79,277,000 | USD | evidence → |
| Risk-weighted assets | 707,393,000 | USD | evidence → |