Call report 2004Q4
WHIDBEY ISLAND BANK — 2004Q4
The 22 measures WHIDBEY ISLAND BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 655,985,000 | USD | evidence → |
| Total loans | 588,488,000 | USD | evidence → |
| Allowance for loan losses | 7,903,000 | USD | evidence → |
| Securities available for sale | 19,967,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 563,386,000 | USD | evidence → |
| Interest-bearing deposits | 515,494,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,892,000 | USD | evidence → |
| Equity capital | 62,157,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 38,216,000 | USD | evidence → |
| Interest expense | 8,048,000 | USD | evidence → |
| Net interest income | 30,168,000 | USD | evidence → |
| Noninterest income | 6,789,000 | USD | evidence → |
| Noninterest expense | 22,666,000 | USD | evidence → |
| Provision for loan losses | 3,500,000 | USD | evidence → |
| Pretax income | 10,935,000 | USD | evidence → |
| Income tax | 3,422,000 | USD | evidence → |
| Net income | 7,513,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 62,010,000 | USD | evidence → |
| Total capital | 69,913,000 | USD | evidence → |
| Risk-weighted assets | 633,676,000 | USD | evidence → |