Call report 2003Q4
WHIDBEY ISLAND BANK — 2003Q4
The 22 measures WHIDBEY ISLAND BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 580,265,000 | USD | evidence → |
| Total loans | 508,158,000 | USD | evidence → |
| Allowance for loan losses | 6,116,000 | USD | evidence → |
| Securities available for sale | 15,874,000 | USD | evidence → |
| Securities held to maturity | 14,744,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 501,895,000 | USD | evidence → |
| Interest-bearing deposits | 451,027,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,867,000 | USD | evidence → |
| Equity capital | 57,449,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 35,786,000 | USD | evidence → |
| Interest expense | 7,987,000 | USD | evidence → |
| Net interest income | 27,799,000 | USD | evidence → |
| Noninterest income | 6,101,000 | USD | evidence → |
| Noninterest expense | 20,304,000 | USD | evidence → |
| Provision for loan losses | 3,200,000 | USD | evidence → |
| Pretax income | 10,396,000 | USD | evidence → |
| Income tax | 3,285,000 | USD | evidence → |
| Net income | 7,111,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 57,487,000 | USD | evidence → |
| Total capital | 63,603,000 | USD | evidence → |
| Risk-weighted assets | 544,289,000 | USD | evidence → |