Call report 2002Q4
WHIDBEY ISLAND BANK — 2002Q4
The 22 measures WHIDBEY ISLAND BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 534,567,000 | USD | evidence → |
| Total loans | 436,703,000 | USD | evidence → |
| Allowance for loan losses | 5,514,000 | USD | evidence → |
| Securities available for sale | 9,360,000 | USD | evidence → |
| Securities held to maturity | 15,073,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 463,156,000 | USD | evidence → |
| Interest-bearing deposits | 406,550,000 | USD | evidence → |
| Noninterest-bearing deposits | 56,606,000 | USD | evidence → |
| Equity capital | 53,427,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 34,721,000 | USD | evidence → |
| Interest expense | 10,221,000 | USD | evidence → |
| Net interest income | 24,500,000 | USD | evidence → |
| Noninterest income | 5,084,000 | USD | evidence → |
| Noninterest expense | 17,000,000 | USD | evidence → |
| Provision for loan losses | 3,866,000 | USD | evidence → |
| Pretax income | 8,718,000 | USD | evidence → |
| Income tax | 2,944,000 | USD | evidence → |
| Net income | 5,774,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,383,000 | USD | evidence → |
| Total capital | 58,897,000 | USD | evidence → |
| Risk-weighted assets | 467,236,000 | USD | evidence → |