Call reports 2025
PROGROWTH BANK — 2025
What PROGROWTH BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 405,753,000 | 415,876,000 | 417,322,000 | 411,728,000 |
| Total loans | 79,495,000 | 81,871,000 | 79,168,000 | 83,698,000 |
| Allowance for loan losses | 653,000 | 653,000 | 653,000 | 656,000 |
| Securities available for sale | 301,872,000 | 317,465,000 | 305,975,000 | 307,393,000 |
| Securities held to maturity | 2,000 | 2,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,892,000 | 335,511,000 | 339,881,000 | 333,960,000 |
| Interest-bearing deposits | 303,931,000 | 309,748,000 | 310,756,000 | 305,886,000 |
| Noninterest-bearing deposits | 26,961,000 | 25,763,000 | 29,125,000 | 28,074,000 |
| Equity capital | 18,457,000 | 17,485,000 | 19,978,000 | 20,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,013,000 | 10,221,000 | 15,465,000 | 20,544,000 |
| Interest expense | 2,963,000 | 6,174,000 | 9,447,000 | 12,676,000 |
| Net interest income | 2,050,000 | 4,047,000 | 6,018,000 | 7,868,000 |
| Noninterest income | 123,000 | 250,000 | 380,000 | 511,000 |
| Noninterest expense | 1,516,000 | 3,064,000 | 4,629,000 | 6,182,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 655,000 | 1,231,000 | 1,760,000 | 2,183,000 |
| Income tax | 146,000 | 271,000 | 383,000 | 733,000 |
| Net income | 509,000 | 960,000 | 1,377,000 | 1,450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,363,000 | 29,814,000 | 30,232,000 | 29,204,000 |
| Total capital | 30,016,000 | 30,467,000 | 30,885,000 | 29,860,000 |
| Risk-weighted assets | 144,814,000 | 169,038,000 | 157,615,000 | 158,111,000 |