Call reports 2015
PROGROWTH BANK — 2015
What PROGROWTH BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 127,443,000 | 126,568,000 | 129,400,000 | 183,941,000 |
| Total loans | 69,002,000 | 68,296,000 | 67,751,000 | 67,870,000 |
| Allowance for loan losses | 1,018,000 | 1,020,000 | 1,023,000 | 975,000 |
| Securities available for sale | 42,431,000 | 39,863,000 | 41,592,000 | 45,093,000 |
| Securities held to maturity | 1,853,000 | 746,000 | 681,000 | 629,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,155,000 | 106,294,000 | 109,451,000 | 164,184,000 |
| Interest-bearing deposits | 88,304,000 | 85,766,000 | 83,646,000 | 82,442,000 |
| Noninterest-bearing deposits | 18,851,000 | 20,528,000 | 25,805,000 | 81,742,000 |
| Equity capital | 10,957,000 | 10,886,000 | 11,082,000 | 10,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,294,000 | 2,472,000 | 3,712,000 | 4,916,000 |
| Interest expense | 183,000 | 362,000 | 541,000 | 710,000 |
| Net interest income | 1,111,000 | 2,110,000 | 3,171,000 | 4,206,000 |
| Noninterest income | -178,000 | -11,000 | 122,000 | 287,000 |
| Noninterest expense | 1,000,000 | 2,039,000 | 2,985,000 | 3,937,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -99,000 | -13,000 | 196,000 | 417,000 |
| Income tax | -27,000 | -1,000 | 80,000 | 171,000 |
| Net income | -72,000 | -12,000 | 116,000 | 246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,755,000 | 10,815,000 | 10,848,000 | 10,974,000 |
| Total capital | 11,739,000 | 11,760,000 | 11,785,000 | 11,949,000 |
| Risk-weighted assets | 78,020,000 | 75,489,000 | 74,866,000 | 82,381,000 |