Call reports 2012
PROGROWTH BANK — 2012
What PROGROWTH BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 132,731,000 | 133,836,000 | 135,707,000 | 150,683,000 |
| Total loans | 71,767,000 | 68,588,000 | 68,434,000 | 69,099,000 |
| Allowance for loan losses | 1,662,000 | 1,589,000 | 1,529,000 | 1,372,000 |
| Securities available for sale | 31,139,000 | 30,644,000 | 30,629,000 | 40,127,000 |
| Securities held to maturity | 4,398,000 | 4,031,000 | 3,660,000 | 3,358,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,234,000 | 108,124,000 | 110,357,000 | 125,476,000 |
| Interest-bearing deposits | 91,870,000 | 90,133,000 | 88,414,000 | 81,509,000 |
| Noninterest-bearing deposits | 15,364,000 | 17,991,000 | 21,943,000 | 43,967,000 |
| Equity capital | 10,409,000 | 10,582,000 | 11,235,000 | 11,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,633,000 | 3,175,000 | 4,673,000 | 6,125,000 |
| Interest expense | 294,000 | 583,000 | 865,000 | 1,119,000 |
| Net interest income | 1,339,000 | 2,592,000 | 3,808,000 | 5,006,000 |
| Noninterest income | -161,000 | -22,000 | 134,000 | 271,000 |
| Noninterest expense | 1,038,000 | 2,144,000 | 3,123,000 | 4,150,000 |
| Provision for loan losses | 95,000 | 95,000 | 95,000 | 95,000 |
| Pretax income | -2,000 | 238,000 | 583,000 | 869,000 |
| Income tax | -1,000 | 96,000 | 236,000 | 340,000 |
| Net income | -1,000 | 142,000 | 347,000 | 529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,770,000 | 10,913,000 | 11,118,000 | 11,301,000 |
| Total capital | 11,848,000 | 11,945,000 | 12,135,000 | 12,311,000 |
| Risk-weighted assets | 85,652,000 | 82,031,000 | 80,099,000 | 80,405,000 |