Call reports 2022
CHARTER BANK — 2022
What CHARTER BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Total assets | 1,128,416,000 | 1,135,126,000 |
| Total loans | 798,952,000 | 832,259,000 |
| Allowance for loan losses | 8,560,000 | 8,562,000 |
| Securities available for sale | 250,783,000 | 222,699,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 894,672,000 | 879,016,000 |
| Interest-bearing deposits | 705,911,000 | 661,793,000 |
| Noninterest-bearing deposits | 188,761,000 | 217,223,000 |
| Equity capital | 104,594,000 | 103,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Interest income | 8,972,000 | 20,036,000 |
| Interest expense | 804,000 | 1,703,000 |
| Net interest income | 8,168,000 | 18,333,000 |
| Noninterest income | 809,000 | 1,636,000 |
| Noninterest expense | 4,560,000 | 9,348,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 4,417,000 | 10,130,000 |
| Income tax | 12,000 | 12,000 |
| Net income | 4,405,000 | 10,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Tier 1 capital | 109,391,000 | 115,112,000 |
| Total capital | 117,951,000 | 123,674,000 |
| Risk-weighted assets | 929,215,000 | 955,179,000 |