Call report 2015Q4
CHARTER BANK — 2015Q4
The 22 measures CHARTER BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 826,850,000 | USD | evidence → |
| Total loans | 568,964,000 | USD | evidence → |
| Allowance for loan losses | 8,644,000 | USD | evidence → |
| Securities available for sale | 199,656,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 685,351,000 | USD | evidence → |
| Interest-bearing deposits | 591,052,000 | USD | evidence → |
| Noninterest-bearing deposits | 94,299,000 | USD | evidence → |
| Equity capital | 104,691,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 33,377,000 | USD | evidence → |
| Interest expense | 3,385,000 | USD | evidence → |
| Net interest income | 29,992,000 | USD | evidence → |
| Noninterest income | 1,893,000 | USD | evidence → |
| Noninterest expense | 14,866,000 | USD | evidence → |
| Provision for loan losses | -1,864,000 | USD | evidence → |
| Pretax income | 19,032,000 | USD | evidence → |
| Income tax | 12,000 | USD | evidence → |
| Net income | 19,020,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 97,042,000 | USD | evidence → |
| Total capital | 104,952,000 | USD | evidence → |
| Risk-weighted assets | 632,081,000 | USD | evidence → |