Call report 2008Q4
CHARTER BANK — 2008Q4
The 22 measures CHARTER BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 518,572,000 | USD | evidence → |
| Total loans | 353,817,000 | USD | evidence → |
| Allowance for loan losses | 3,157,000 | USD | evidence → |
| Securities available for sale | 144,225,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 401,893,000 | USD | evidence → |
| Interest-bearing deposits | 379,829,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,064,000 | USD | evidence → |
| Equity capital | 48,270,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,213,000 | USD | evidence → |
| Interest expense | 15,458,000 | USD | evidence → |
| Net interest income | 14,755,000 | USD | evidence → |
| Noninterest income | 1,238,000 | USD | evidence → |
| Noninterest expense | 6,526,000 | USD | evidence → |
| Provision for loan losses | 1,350,000 | USD | evidence → |
| Pretax income | 6,516,000 | USD | evidence → |
| Income tax | -32,000 | USD | evidence → |
| Net income | 6,548,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 55,232,000 | USD | evidence → |
| Total capital | 58,389,000 | USD | evidence → |
| Risk-weighted assets | 400,193,000 | USD | evidence → |