Call report 2007Q4
CHARTER BANK — 2007Q4
The 22 measures CHARTER BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 476,020,000 | USD | evidence → |
| Total loans | 316,897,000 | USD | evidence → |
| Allowance for loan losses | 3,852,000 | USD | evidence → |
| Securities available for sale | 139,178,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 371,427,000 | USD | evidence → |
| Interest-bearing deposits | 349,772,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,655,000 | USD | evidence → |
| Equity capital | 49,948,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,151,000 | USD | evidence → |
| Interest expense | 16,765,000 | USD | evidence → |
| Net interest income | 13,386,000 | USD | evidence → |
| Noninterest income | 1,299,000 | USD | evidence → |
| Noninterest expense | 5,820,000 | USD | evidence → |
| Provision for loan losses | 480,000 | USD | evidence → |
| Pretax income | 8,477,000 | USD | evidence → |
| Income tax | 1,322,000 | USD | evidence → |
| Net income | 7,155,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,779,000 | USD | evidence → |
| Total capital | 55,631,000 | USD | evidence → |
| Risk-weighted assets | 359,022,000 | USD | evidence → |