Call report 2005Q4
CHARTER BANK — 2005Q4
The 22 measures CHARTER BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 415,761,000 | USD | evidence → |
| Total loans | 275,039,000 | USD | evidence → |
| Allowance for loan losses | 3,705,000 | USD | evidence → |
| Securities available for sale | 122,121,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 336,420,000 | USD | evidence → |
| Interest-bearing deposits | 308,565,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,855,000 | USD | evidence → |
| Equity capital | 50,860,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,132,000 | USD | evidence → |
| Interest expense | 9,020,000 | USD | evidence → |
| Net interest income | 14,112,000 | USD | evidence → |
| Noninterest income | 1,177,000 | USD | evidence → |
| Noninterest expense | 4,785,000 | USD | evidence → |
| Provision for loan losses | 540,000 | USD | evidence → |
| Pretax income | 10,313,000 | USD | evidence → |
| Income tax | 2,234,000 | USD | evidence → |
| Net income | 8,079,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,161,000 | USD | evidence → |
| Total capital | 54,790,000 | USD | evidence → |
| Risk-weighted assets | 290,207,000 | USD | evidence → |