Call reports 2025
BONVENU BANK, N.A. — 2025
What BONVENU BANK, N.A. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,540,477,000 | 1,580,649,000 | 1,529,307,000 | 1,622,375,000 |
| Total loans | 1,067,814,000 | 1,055,896,000 | 1,038,272,000 | 1,019,072,000 |
| Allowance for loan losses | 12,420,000 | 12,234,000 | 12,234,000 | 11,887,000 |
| Securities available for sale | 288,134,000 | 311,257,000 | 357,149,000 | 340,483,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,340,390,000 | 1,377,836,000 | 1,323,189,000 | 1,415,631,000 |
| Interest-bearing deposits | 1,001,759,000 | 1,038,438,000 | 996,455,000 | 1,079,932,000 |
| Noninterest-bearing deposits | 338,631,000 | 339,398,000 | 326,734,000 | 335,699,000 |
| Equity capital | 127,901,000 | 132,229,000 | 135,260,000 | 139,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 18,160,000 | 37,084,000 | 56,396,000 | 75,168,000 |
| Interest expense | 7,862,000 | 16,463,000 | 24,704,000 | 31,988,000 |
| Net interest income | 10,298,000 | 20,621,000 | 31,692,000 | 43,180,000 |
| Noninterest income | 2,172,000 | 3,940,000 | 5,953,000 | 8,055,000 |
| Noninterest expense | 9,772,000 | 19,468,000 | 29,741,000 | 40,601,000 |
| Provision for loan losses | 200,000 | 350,000 | 400,000 | 0 |
| Pretax income | 2,548,000 | 4,439,000 | 7,150,000 | 9,880,000 |
| Income tax | 403,000 | 682,000 | 1,066,000 | 1,463,000 |
| Net income | 2,145,000 | 3,757,000 | 6,084,000 | 8,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 154,443,000 | 156,068,000 | 155,660,000 | 157,508,000 |
| Total capital | 167,143,000 | 168,582,000 | 168,224,000 | 170,125,000 |
| Risk-weighted assets | 1,165,506,000 | 1,152,538,000 | 1,139,339,000 | 1,124,342,000 |