Call reports 2024
BONVENU BANK, N.A. — 2024
What BONVENU BANK, N.A. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,545,087,000 | 1,544,912,000 | 1,545,799,000 | 1,544,354,000 |
| Total loans | 1,026,824,000 | 1,051,759,000 | 1,073,032,000 | 1,071,828,000 |
| Allowance for loan losses | 11,372,000 | 11,485,000 | 12,114,000 | 12,284,000 |
| Securities available for sale | 402,491,000 | 374,487,000 | 331,566,000 | 304,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,324,035,000 | 1,299,372,000 | 1,310,878,000 | 1,346,290,000 |
| Interest-bearing deposits | 1,315,199,000 | 1,289,446,000 | 1,300,399,000 | 1,336,980,000 |
| Noninterest-bearing deposits | 8,836,000 | 9,926,000 | 10,479,000 | 9,310,000 |
| Equity capital | 122,858,000 | 123,191,000 | 133,965,000 | 125,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 18,263,000 | 37,212,000 | 55,905,000 | 74,449,000 |
| Interest expense | 7,930,000 | 17,022,000 | 26,386,000 | 35,142,000 |
| Net interest income | 10,333,000 | 20,190,000 | 29,519,000 | 39,307,000 |
| Noninterest income | 1,674,000 | 3,434,000 | 5,204,000 | 7,031,000 |
| Noninterest expense | 9,143,000 | 18,802,000 | 28,596,000 | 38,818,000 |
| Provision for loan losses | 275,000 | 425,000 | 575,000 | 750,000 |
| Pretax income | 2,714,000 | 4,522,000 | 5,625,000 | 7,018,000 |
| Income tax | 525,000 | 703,000 | 766,000 | 889,000 |
| Net income | 2,189,000 | 3,819,000 | 4,859,000 | 6,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 156,156,000 | 157,301,000 | 158,355,000 | 156,891,000 |
| Total capital | 167,367,000 | 168,625,000 | 170,308,000 | 168,839,000 |
| Risk-weighted assets | 1,174,223,000 | 1,197,209,000 | 1,198,633,000 | 1,184,022,000 |