Call reports 2022
BONVENU BANK, N.A. — 2022
What BONVENU BANK, N.A. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,431,083,000 | 1,393,740,000 | 1,451,137,000 | 1,466,260,000 |
| Total loans | 799,087,000 | 873,779,000 | 924,305,000 | 954,463,000 |
| Allowance for loan losses | 10,360,000 | 9,693,000 | 9,566,000 | 8,256,000 |
| Securities available for sale | 344,386,000 | 379,829,000 | 349,613,000 | 372,140,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,301,449,000 | 1,239,193,000 | 1,264,161,000 | 1,351,939,000 |
| Interest-bearing deposits | 1,288,440,000 | 1,229,376,000 | 1,260,474,000 | 1,301,937,000 |
| Noninterest-bearing deposits | 13,009,000 | 9,817,000 | 3,687,000 | 50,002,000 |
| Equity capital | 112,921,000 | 104,278,000 | 93,802,000 | 95,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,399,000 | 21,943,000 | 35,173,000 | 49,825,000 |
| Interest expense | 773,000 | 1,722,000 | 3,035,000 | 5,319,000 |
| Net interest income | 9,626,000 | 20,221,000 | 32,138,000 | 44,506,000 |
| Noninterest income | 1,790,000 | 3,473,000 | 5,401,000 | 7,219,000 |
| Noninterest expense | 8,072,000 | 17,776,000 | 27,064,000 | 36,756,000 |
| Provision for loan losses | 150,000 | -551,000 | -701,000 | -2,296,000 |
| Pretax income | 3,194,000 | 6,469,000 | 11,176,000 | 17,265,000 |
| Income tax | 462,000 | 1,029,000 | 1,900,000 | 2,858,000 |
| Net income | 2,732,000 | 5,440,000 | 9,276,000 | 14,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,657,000 | 128,381,000 | 132,231,000 | 130,890,000 |
| Total capital | 136,017,000 | 139,026,000 | 142,798,000 | 140,193,000 |
| Risk-weighted assets | 928,086,000 | 1,027,989,000 | 1,093,066,000 | 1,149,806,000 |