Call reports 2021
BONVENU BANK, N.A. — 2021
What BONVENU BANK, N.A. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,294,026,000 | 1,343,623,000 | 1,364,235,000 | 1,373,129,000 |
| Total loans | 777,536,000 | 749,705,000 | 744,179,000 | 789,381,000 |
| Allowance for loan losses | 10,656,000 | 10,381,000 | 10,396,000 | 10,209,000 |
| Securities available for sale | 225,837,000 | 272,011,000 | 321,109,000 | 339,692,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,151,564,000 | 1,195,552,000 | 1,215,186,000 | 1,234,126,000 |
| Interest-bearing deposits | 1,136,343,000 | 1,176,805,000 | 1,206,852,000 | 1,220,606,000 |
| Noninterest-bearing deposits | 15,221,000 | 18,747,000 | 8,334,000 | 13,520,000 |
| Equity capital | 127,351,000 | 130,908,000 | 132,023,000 | 126,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,943,000 | 21,028,000 | 30,796,000 | 40,982,000 |
| Interest expense | 931,000 | 1,773,000 | 2,585,000 | 3,342,000 |
| Net interest income | 10,012,000 | 19,255,000 | 28,211,000 | 37,640,000 |
| Noninterest income | 2,557,000 | 4,370,000 | 6,390,000 | 8,140,000 |
| Noninterest expense | 7,199,000 | 14,921,000 | 23,336,000 | 31,203,000 |
| Provision for loan losses | 300,000 | 600,000 | 600,000 | 600,000 |
| Pretax income | 5,591,000 | 8,628,000 | 11,189,000 | 14,501,000 |
| Income tax | 1,013,000 | 1,154,000 | 1,154,000 | 2,081,000 |
| Net income | 4,578,000 | 7,474,000 | 10,035,000 | 12,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,000,000 | 123,911,000 | 126,487,000 | 122,909,000 |
| Total capital | 131,656,000 | 134,292,000 | 136,883,000 | 133,118,000 |
| Risk-weighted assets | 868,880,000 | 843,317,000 | 858,202,000 | 899,277,000 |