Call reports 2020
BONVENU BANK, N.A. — 2020
What BONVENU BANK, N.A. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,102,378,000 | 1,203,310,000 | 1,185,732,000 | 1,226,818,000 |
| Total loans | 711,249,000 | 773,280,000 | 767,443,000 | 743,829,000 |
| Allowance for loan losses | 8,275,000 | 10,129,000 | 10,304,000 | 10,378,000 |
| Securities available for sale | 182,964,000 | 161,059,000 | 156,383,000 | 177,960,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 963,149,000 | 1,060,841,000 | 1,040,541,000 | 1,086,179,000 |
| Interest-bearing deposits | 955,033,000 | 1,051,745,000 | 1,033,882,000 | 1,076,929,000 |
| Noninterest-bearing deposits | 8,116,000 | 9,096,000 | 6,659,000 | 9,250,000 |
| Equity capital | 123,500,000 | 126,799,000 | 128,883,000 | 126,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,846,000 | 23,665,000 | 33,491,000 | 43,130,000 |
| Interest expense | 1,894,000 | 3,386,000 | 4,625,000 | 5,735,000 |
| Net interest income | 8,952,000 | 20,279,000 | 28,866,000 | 37,395,000 |
| Noninterest income | 1,622,000 | 3,242,000 | 5,205,000 | 7,436,000 |
| Noninterest expense | 6,799,000 | 14,105,000 | 21,479,000 | 29,533,000 |
| Provision for loan losses | 361,000 | 2,221,000 | 2,581,000 | 2,701,000 |
| Pretax income | 3,987,000 | 7,919,000 | 10,735,000 | 13,321,000 |
| Income tax | 712,000 | 1,419,000 | 2,035,000 | 2,507,000 |
| Net income | 3,275,000 | 6,500,000 | 8,700,000 | 10,814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,814,000 | 117,054,000 | 119,270,000 | 116,407,000 |
| Total capital | 122,089,000 | 127,183,000 | 129,574,000 | 126,587,000 |
| Risk-weighted assets | 764,170,000 | 832,804,000 | 826,745,000 | 814,186,000 |