Call reports 2019
BONVENU BANK, N.A. — 2019
What BONVENU BANK, N.A. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 982,509,000 | 1,003,767,000 | 1,002,988,000 | 1,041,866,000 |
| Total loans | 701,606,000 | 715,442,000 | 714,671,000 | 721,832,000 |
| Allowance for loan losses | 8,299,000 | 8,422,000 | 8,777,000 | 8,962,000 |
| Securities available for sale | 160,820,000 | 167,294,000 | 172,317,000 | 183,322,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 854,487,000 | 873,773,000 | 868,329,000 | 912,593,000 |
| Interest-bearing deposits | 847,931,000 | 869,539,000 | 861,572,000 | 903,697,000 |
| Noninterest-bearing deposits | 6,556,000 | 4,234,000 | 6,757,000 | 8,896,000 |
| Equity capital | 108,168,000 | 110,679,000 | 114,552,000 | 113,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,426,000 | 21,288,000 | 32,458,000 | 43,168,000 |
| Interest expense | 1,473,000 | 3,204,000 | 5,023,000 | 6,865,000 |
| Net interest income | 8,953,000 | 18,084,000 | 27,435,000 | 36,303,000 |
| Noninterest income | 1,609,000 | 3,267,000 | 4,899,000 | 6,549,000 |
| Noninterest expense | 6,752,000 | 13,555,000 | 20,174,000 | 27,095,000 |
| Provision for loan losses | 307,000 | 670,000 | 1,183,000 | 1,396,000 |
| Pretax income | 3,503,000 | 7,142,000 | 10,999,000 | 14,383,000 |
| Income tax | 454,000 | 1,127,000 | 1,890,000 | 2,130,000 |
| Net income | 3,049,000 | 6,015,000 | 9,109,000 | 12,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,776,000 | 104,507,000 | 107,616,000 | 107,023,000 |
| Total capital | 112,076,000 | 112,929,000 | 116,393,000 | 115,985,000 |
| Risk-weighted assets | 737,918,000 | 757,755,000 | 757,938,000 | 762,991,000 |