Call reports 2018
BONVENU BANK, N.A. — 2018
What BONVENU BANK, N.A. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 931,286,000 | 911,842,000 | 927,544,000 | 969,095,000 |
| Total loans | 656,369,000 | 652,477,000 | 675,702,000 | 683,508,000 |
| Allowance for loan losses | 7,241,000 | 7,488,000 | 7,939,000 | 8,060,000 |
| Securities available for sale | 173,243,000 | 168,613,000 | 163,261,000 | 161,645,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 814,828,000 | 792,334,000 | 795,641,000 | 845,703,000 |
| Interest-bearing deposits | 806,582,000 | 778,880,000 | 787,412,000 | 838,151,000 |
| Noninterest-bearing deposits | 8,246,000 | 13,454,000 | 8,229,000 | 7,552,000 |
| Equity capital | 96,499,000 | 98,858,000 | 100,689,000 | 102,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,546,000 | 19,214,000 | 29,110,000 | 39,245,000 |
| Interest expense | 904,000 | 1,982,000 | 3,150,000 | 4,480,000 |
| Net interest income | 8,642,000 | 17,232,000 | 25,960,000 | 34,765,000 |
| Noninterest income | 1,512,000 | 2,999,000 | 4,459,000 | 7,150,000 |
| Noninterest expense | 6,540,000 | 13,099,000 | 19,661,000 | 25,406,000 |
| Provision for loan losses | 335,000 | 690,000 | 1,095,000 | 1,500,000 |
| Pretax income | 3,279,000 | 6,442,000 | 9,663,000 | 15,009,000 |
| Income tax | 589,000 | 1,147,000 | 1,699,000 | 2,496,000 |
| Net income | 2,690,000 | 5,295,000 | 7,964,000 | 12,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,843,000 | 97,463,000 | 100,147,000 | 100,711,000 |
| Total capital | 102,084,000 | 104,951,000 | 108,086,000 | 108,771,000 |
| Risk-weighted assets | 694,697,000 | 699,720,000 | 716,134,000 | 729,145,000 |