Call reports 2017
BONVENU BANK, N.A. — 2017
What BONVENU BANK, N.A. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 891,446,000 | 907,914,000 | 910,105,000 | 923,520,000 |
| Total loans | 611,597,000 | 627,820,000 | 635,962,000 | 638,670,000 |
| Allowance for loan losses | 6,579,000 | 6,534,000 | 6,791,000 | 7,158,000 |
| Securities available for sale | 187,247,000 | 188,124,000 | 184,947,000 | 178,070,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 787,377,000 | 768,234,000 | 757,660,000 | 807,520,000 |
| Interest-bearing deposits | 778,230,000 | 759,979,000 | 752,267,000 | 794,136,000 |
| Noninterest-bearing deposits | 9,147,000 | 8,255,000 | 5,393,000 | 13,384,000 |
| Equity capital | 89,141,000 | 93,747,000 | 95,874,000 | 96,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,936,000 | 18,087,000 | 27,509,000 | 36,876,000 |
| Interest expense | 663,000 | 1,427,000 | 2,297,000 | 3,213,000 |
| Net interest income | 8,273,000 | 16,660,000 | 25,212,000 | 33,663,000 |
| Noninterest income | 1,404,000 | 2,904,000 | 4,449,000 | 5,912,000 |
| Noninterest expense | 6,415,000 | 13,104,000 | 19,808,000 | 25,101,000 |
| Provision for loan losses | 6,660,000 | 7,020,000 | 7,380,000 | 7,740,000 |
| Pretax income | -3,398,000 | -560,000 | 2,534,000 | 6,795,000 |
| Income tax | -195,000 | -268,000 | 561,000 | 3,038,000 |
| Net income | -3,203,000 | -292,000 | 1,973,000 | 3,757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,243,000 | 88,165,000 | 90,442,000 | 92,238,000 |
| Total capital | 91,822,000 | 94,699,000 | 97,233,000 | 99,396,000 |
| Risk-weighted assets | 654,248,000 | 669,356,000 | 675,041,000 | 680,594,000 |