Call reports 2016
BONVENU BANK, N.A. — 2016
What BONVENU BANK, N.A. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 859,979,000 | 859,198,000 | 872,669,000 | 885,178,000 |
| Total loans | 599,418,000 | 597,577,000 | 605,008,000 | 617,674,000 |
| Allowance for loan losses | 5,729,000 | 5,869,000 | 5,869,000 | 6,145,000 |
| Securities available for sale | 169,927,000 | 176,391,000 | 183,821,000 | 175,283,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,509,000 | 5,603,000 | 0 | 0 |
| Total deposits | 733,394,000 | 739,604,000 | 729,998,000 | 780,109,000 |
| Interest-bearing deposits | 724,213,000 | 730,065,000 | 722,732,000 | 758,114,000 |
| Noninterest-bearing deposits | 9,181,000 | 9,539,000 | 7,266,000 | 21,995,000 |
| Equity capital | 101,881,000 | 104,087,000 | 106,188,000 | 88,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,858,000 | 17,762,000 | 26,494,000 | 35,423,000 |
| Interest expense | 576,000 | 1,164,000 | 1,773,000 | 2,406,000 |
| Net interest income | 8,282,000 | 16,598,000 | 24,721,000 | 33,017,000 |
| Noninterest income | 1,434,000 | 3,117,000 | 4,569,000 | 6,132,000 |
| Noninterest expense | 6,187,000 | 13,488,000 | 19,892,000 | 26,190,000 |
| Provision for loan losses | 437,000 | 617,000 | 947,000 | 1,277,000 |
| Pretax income | 3,191,000 | 6,458,000 | 9,299,000 | 12,576,000 |
| Income tax | 712,000 | 1,745,000 | 2,573,000 | 3,446,000 |
| Net income | 2,479,000 | 4,713,000 | 6,726,000 | 9,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,488,000 | 96,726,000 | 98,746,000 | 86,155,000 |
| Total capital | 100,217,000 | 102,595,000 | 104,615,000 | 92,300,000 |
| Risk-weighted assets | 619,026,000 | 627,488,000 | 639,775,000 | 648,611,000 |