Call reports 2015
BONVENU BANK, N.A. — 2015
What BONVENU BANK, N.A. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 825,270,000 | 832,264,000 | 843,204,000 | 845,035,000 |
| Total loans | 567,974,000 | 574,195,000 | 582,642,000 | 592,945,000 |
| Allowance for loan losses | 5,116,000 | 5,205,000 | 5,440,000 | 5,354,000 |
| Securities available for sale | 178,867,000 | 171,684,000 | 173,705,000 | 166,720,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,307,000 | 5,309,000 | 5,373,000 | 5,430,000 |
| Total deposits | 719,064,000 | 725,876,000 | 718,261,000 | 731,631,000 |
| Interest-bearing deposits | 713,588,000 | 718,605,000 | 712,201,000 | 721,501,000 |
| Noninterest-bearing deposits | 5,476,000 | 7,271,000 | 6,060,000 | 10,130,000 |
| Equity capital | 92,524,000 | 92,738,000 | 96,078,000 | 98,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,260,000 | 16,768,000 | 25,621,000 | 34,357,000 |
| Interest expense | 483,000 | 983,000 | 1,504,000 | 2,020,000 |
| Net interest income | 7,777,000 | 15,785,000 | 24,117,000 | 32,337,000 |
| Noninterest income | 1,318,000 | 2,792,000 | 4,286,000 | 5,786,000 |
| Noninterest expense | 5,923,000 | 12,099,000 | 18,321,000 | 24,465,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,100,000 |
| Pretax income | 2,946,000 | 6,022,000 | 9,344,000 | 12,737,000 |
| Income tax | 774,000 | 1,763,000 | 2,824,000 | 3,646,000 |
| Net income | 2,172,000 | 4,259,000 | 6,520,000 | 9,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,067,000 | 87,156,000 | 89,423,000 | 92,001,000 |
| Total capital | 90,183,000 | 92,361,000 | 94,863,000 | 97,355,000 |
| Risk-weighted assets | 589,915,000 | 607,538,000 | 597,908,000 | 610,985,000 |