Call reports 2014
BONVENU BANK, N.A. — 2014
What BONVENU BANK, N.A. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 744,404,000 | 755,046,000 | 786,044,000 | 815,987,000 |
| Total loans | 504,475,000 | 514,601,000 | 549,434,000 | 549,404,000 |
| Allowance for loan losses | 4,726,000 | 4,692,000 | 4,881,000 | 4,930,000 |
| Securities available for sale | 162,235,000 | 161,581,000 | 163,462,000 | 162,890,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,003,000 | 5,133,000 | 5,215,000 | 5,259,000 |
| Total deposits | 646,425,000 | 657,910,000 | 670,752,000 | 712,605,000 |
| Interest-bearing deposits | 639,889,000 | 651,281,000 | 663,392,000 | 704,808,000 |
| Noninterest-bearing deposits | 6,536,000 | 6,629,000 | 7,360,000 | 7,797,000 |
| Equity capital | 80,851,000 | 84,095,000 | 86,255,000 | 89,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,881,000 | 15,973,000 | 24,287,000 | 32,666,000 |
| Interest expense | 462,000 | 925,000 | 1,408,000 | 1,894,000 |
| Net interest income | 7,419,000 | 15,048,000 | 22,879,000 | 30,772,000 |
| Noninterest income | 1,211,000 | 2,603,000 | 4,035,000 | 5,515,000 |
| Noninterest expense | 5,542,000 | 11,269,000 | 17,129,000 | 23,004,000 |
| Provision for loan losses | 255,000 | 510,000 | 1,037,000 | 1,122,000 |
| Pretax income | 3,198,000 | 6,237,000 | 9,261,000 | 12,742,000 |
| Income tax | 817,000 | 1,743,000 | 2,767,000 | 3,623,000 |
| Net income | 2,381,000 | 4,494,000 | 6,494,000 | 9,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,700,000 | 77,827,000 | 79,842,000 | 82,482,000 |
| Total capital | 80,426,000 | 82,519,000 | 84,723,000 | 87,412,000 |
| Risk-weighted assets | 521,746,000 | 535,962,000 | 562,671,000 | 561,373,000 |