Call reports 2013
BONVENU BANK, N.A. — 2013
What BONVENU BANK, N.A. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 702,378,000 | 725,241,000 | 725,113,000 | 744,233,000 |
| Total loans | 472,094,000 | 482,536,000 | 501,082,000 | 509,891,000 |
| Allowance for loan losses | 4,192,000 | 4,312,000 | 4,445,000 | 4,527,000 |
| Securities available for sale | 149,907,000 | 158,286,000 | 161,586,000 | 156,430,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 615,887,000 | 625,345,000 | 618,765,000 | 654,167,000 |
| Interest-bearing deposits | 611,084,000 | 620,695,000 | 611,812,000 | 648,140,000 |
| Noninterest-bearing deposits | 4,803,000 | 4,650,000 | 6,953,000 | 6,027,000 |
| Equity capital | 75,183,000 | 73,258,000 | 76,014,000 | 77,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,468,000 | 15,115,000 | 23,170,000 | 31,208,000 |
| Interest expense | 578,000 | 1,124,000 | 1,656,000 | 2,145,000 |
| Net interest income | 6,890,000 | 13,991,000 | 21,514,000 | 29,063,000 |
| Noninterest income | 1,287,000 | 2,682,000 | 4,196,000 | 5,576,000 |
| Noninterest expense | 5,687,000 | 11,147,000 | 16,729,000 | 22,323,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 2,582,000 | 5,394,000 | 8,632,000 | 11,743,000 |
| Income tax | 586,000 | 1,470,000 | 2,544,000 | 3,538,000 |
| Net income | 1,996,000 | 3,924,000 | 6,088,000 | 8,205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,050,000 | 68,993,000 | 71,173,000 | 73,304,000 |
| Total capital | 71,242,000 | 73,305,000 | 75,618,000 | 77,831,000 |
| Risk-weighted assets | 478,040,000 | 496,482,000 | 512,224,000 | 524,404,000 |