Call reports 2012
BONVENU BANK, N.A. — 2012
What BONVENU BANK, N.A. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 657,070,000 | 653,341,000 | 665,113,000 | 691,895,000 |
| Total loans | 451,466,000 | 457,313,000 | 471,865,000 | 478,497,000 |
| Allowance for loan losses | 3,694,000 | 3,639,000 | 3,954,000 | 4,101,000 |
| Securities available for sale | 126,618,000 | 131,502,000 | 124,774,000 | 140,469,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 578,691,000 | 572,615,000 | 581,595,000 | 596,972,000 |
| Interest-bearing deposits | 564,854,000 | 564,460,000 | 577,450,000 | 595,080,000 |
| Noninterest-bearing deposits | 13,837,000 | 8,155,000 | 4,145,000 | 1,892,000 |
| Equity capital | 67,568,000 | 70,192,000 | 72,640,000 | 73,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,568,000 | 14,936,000 | 22,464,000 | 30,009,000 |
| Interest expense | 590,000 | 1,200,000 | 1,852,000 | 2,463,000 |
| Net interest income | 6,978,000 | 13,736,000 | 20,612,000 | 27,546,000 |
| Noninterest income | 1,099,000 | 2,305,000 | 3,618,000 | 5,029,000 |
| Noninterest expense | 5,074,000 | 10,324,000 | 15,753,000 | 21,635,000 |
| Provision for loan losses | 475,000 | 732,000 | 1,035,000 | 1,273,000 |
| Pretax income | 2,528,000 | 5,074,000 | 7,600,000 | 9,900,000 |
| Income tax | 794,000 | 1,581,000 | 2,353,000 | 2,895,000 |
| Net income | 1,734,000 | 3,493,000 | 5,247,000 | 7,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,224,000 | 61,497,000 | 63,267,000 | 65,039,000 |
| Total capital | 62,918,000 | 65,136,000 | 67,221,000 | 69,140,000 |
| Risk-weighted assets | 451,319,000 | 454,123,000 | 459,394,000 | 472,967,000 |