Call reports 2011
BONVENU BANK, N.A. — 2011
What BONVENU BANK, N.A. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 444,787,000 | 452,672,000 | 467,722,000 | 665,974,000 |
| Total loans | 318,441,000 | 335,279,000 | 347,477,000 | 449,165,000 |
| Allowance for loan losses | 2,961,000 | 3,127,000 | 3,339,000 | 3,286,000 |
| Securities available for sale | 69,068,000 | 73,244,000 | 76,511,000 | 113,671,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 398,907,000 | 405,240,000 | 410,692,000 | 589,183,000 |
| Interest-bearing deposits | 375,911,000 | 376,218,000 | 392,544,000 | 571,194,000 |
| Noninterest-bearing deposits | 22,996,000 | 29,022,000 | 18,148,000 | 17,989,000 |
| Equity capital | 38,533,000 | 40,512,000 | 42,287,000 | 65,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,127,000 | 10,520,000 | 16,125,000 | 26,915,000 |
| Interest expense | 752,000 | 1,496,000 | 2,172,000 | 3,083,000 |
| Net interest income | 4,375,000 | 9,024,000 | 13,953,000 | 23,832,000 |
| Noninterest income | 607,000 | 1,338,000 | 2,134,000 | 4,176,000 |
| Noninterest expense | 3,171,000 | 6,438,000 | 9,982,000 | 19,295,000 |
| Provision for loan losses | 210,000 | 435,000 | 660,000 | 750,000 |
| Pretax income | 1,601,000 | 3,489,000 | 5,653,000 | 8,594,000 |
| Income tax | 507,000 | 1,118,000 | 1,851,000 | 2,700,000 |
| Net income | 1,094,000 | 2,371,000 | 3,802,000 | 5,894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,665,000 | 38,942,000 | 40,373,000 | 57,346,000 |
| Total capital | 40,626,000 | 42,069,000 | 43,712,000 | 60,632,000 |
| Risk-weighted assets | 309,214,000 | 322,350,000 | 334,360,000 | 450,238,000 |