Call reports 2010
BONVENU BANK, N.A. — 2010
What BONVENU BANK, N.A. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 365,189,000 | 373,612,000 | 393,818,000 | 422,295,000 |
| Total loans | 262,379,000 | 272,686,000 | 283,079,000 | 302,217,000 |
| Allowance for loan losses | 2,509,000 | 2,570,000 | 2,745,000 | 2,815,000 |
| Securities available for sale | 56,203,000 | 60,248,000 | 66,389,000 | 66,962,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,469,000 | 329,593,000 | 348,683,000 | 377,090,000 |
| Interest-bearing deposits | 230,201,000 | 239,006,000 | 253,550,000 | 304,870,000 |
| Noninterest-bearing deposits | 87,268,000 | 90,587,000 | 95,133,000 | 72,220,000 |
| Equity capital | 34,686,000 | 35,950,000 | 37,042,000 | 37,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,619,000 | 9,237,000 | 14,052,000 | 19,032,000 |
| Interest expense | 638,000 | 1,305,000 | 1,997,000 | 2,722,000 |
| Net interest income | 3,981,000 | 7,932,000 | 12,055,000 | 16,310,000 |
| Noninterest income | 1,121,000 | 1,511,000 | 2,308,000 | 3,137,000 |
| Noninterest expense | 3,051,000 | 6,109,000 | 9,307,000 | 13,050,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 720,000 |
| Pretax income | 1,871,000 | 3,288,000 | 4,830,000 | 5,991,000 |
| Income tax | 628,000 | 1,112,000 | 1,630,000 | 1,900,000 |
| Net income | 1,243,000 | 2,176,000 | 3,200,000 | 4,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,723,000 | 34,656,000 | 35,681,000 | 36,570,000 |
| Total capital | 36,232,000 | 37,226,000 | 38,426,000 | 39,385,000 |
| Risk-weighted assets | 268,350,000 | 275,396,000 | 285,046,000 | 300,496,000 |