Call reports 2009
BONVENU BANK, N.A. — 2009
What BONVENU BANK, N.A. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 321,357,000 | 327,215,000 | 340,103,000 | 369,018,000 |
| Total loans | 236,473,000 | 247,029,000 | 259,008,000 | 260,634,000 |
| Allowance for loan losses | 1,997,000 | 2,154,000 | 2,312,000 | 2,320,000 |
| Securities available for sale | 56,684,000 | 51,496,000 | 51,858,000 | 52,667,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,181,000 | 272,621,000 | 277,090,000 | 319,205,000 |
| Interest-bearing deposits | 194,765,000 | 196,956,000 | 197,000,000 | 237,496,000 |
| Noninterest-bearing deposits | 78,416,000 | 75,665,000 | 80,090,000 | 81,709,000 |
| Equity capital | 29,330,000 | 30,137,000 | 31,626,000 | 33,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,085,000 | 8,375,000 | 12,723,000 | 17,238,000 |
| Interest expense | 760,000 | 1,483,000 | 2,118,000 | 2,754,000 |
| Net interest income | 3,325,000 | 6,892,000 | 10,605,000 | 14,484,000 |
| Noninterest income | 728,000 | 1,550,000 | 2,327,000 | 3,051,000 |
| Noninterest expense | 2,618,000 | 5,448,000 | 8,510,000 | 11,798,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 720,000 |
| Pretax income | 1,255,000 | 2,634,000 | 3,882,000 | 5,017,000 |
| Income tax | 417,000 | 881,000 | 1,301,000 | 1,670,000 |
| Net income | 838,000 | 1,753,000 | 2,581,000 | 3,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,469,000 | 29,385,000 | 30,212,000 | 32,480,000 |
| Total capital | 30,466,000 | 31,539,000 | 32,524,000 | 34,800,000 |
| Risk-weighted assets | 238,954,000 | 247,411,000 | 254,160,000 | 268,903,000 |