Call reports 2006
BONVENU BANK, N.A. — 2006
What BONVENU BANK, N.A. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 232,786,000 | 243,731,000 | 238,255,000 | 296,855,000 |
| Total loans | 159,460,000 | 167,035,000 | 174,267,000 | 174,989,000 |
| Allowance for loan losses | 1,205,000 | 1,287,000 | 1,367,000 | 1,391,000 |
| Securities available for sale | 48,144,000 | 46,394,000 | 37,223,000 | 58,043,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,558,000 | 203,181,000 | 200,693,000 | 233,882,000 |
| Interest-bearing deposits | 180,552,000 | 187,199,000 | 145,131,000 | 176,802,000 |
| Noninterest-bearing deposits | 15,006,000 | 15,982,000 | 55,562,000 | 57,080,000 |
| Equity capital | 19,375,000 | 19,741,000 | 20,959,000 | 21,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,568,000 | 7,358,000 | 11,393,000 | 15,539,000 |
| Interest expense | 1,053,000 | 2,205,000 | 3,539,000 | 4,872,000 |
| Net interest income | 2,515,000 | 5,153,000 | 7,854,000 | 10,667,000 |
| Noninterest income | 641,000 | 1,377,000 | 2,114,000 | 3,204,000 |
| Noninterest expense | 2,202,000 | 4,507,000 | 6,874,000 | 9,395,000 |
| Provision for loan losses | 90,000 | 172,000 | 262,000 | 352,000 |
| Pretax income | 864,000 | 1,851,000 | 2,832,000 | 4,124,000 |
| Income tax | 260,000 | 575,000 | 835,000 | 1,361,000 |
| Net income | 604,000 | 1,276,000 | 1,997,000 | 2,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,965,000 | 20,600,000 | 21,357,000 | 21,873,000 |
| Total capital | 21,170,000 | 21,887,000 | 22,724,000 | 23,264,000 |
| Risk-weighted assets | 172,437,000 | 181,185,000 | 184,966,000 | 196,250,000 |