Call reports 2002
BONVENU BANK, N.A. — 2002
What BONVENU BANK, N.A. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 143,496,000 | 148,644,000 | 184,572,000 | 188,180,000 |
| Total loans | 84,566,000 | 89,051,000 | 89,360,000 | 96,693,000 |
| Allowance for loan losses | 772,000 | 822,000 | 833,000 | 743,000 |
| Securities available for sale | 29,822,000 | 33,579,000 | 74,825,000 | 70,387,000 |
| Securities held to maturity | 2,259,000 | 4,878,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,006,000 | 125,924,000 | 164,174,000 | 163,663,000 |
| Interest-bearing deposits | 94,367,000 | 95,835,000 | 135,227,000 | 133,630,000 |
| Noninterest-bearing deposits | 26,639,000 | 30,089,000 | 28,947,000 | 30,033,000 |
| Equity capital | 11,074,000 | 11,737,000 | 12,517,000 | 12,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,333,000 | 4,741,000 | 7,283,000 | 9,807,000 |
| Interest expense | 553,000 | 1,083,000 | 1,671,000 | 2,244,000 |
| Net interest income | 1,780,000 | 3,658,000 | 5,612,000 | 7,563,000 |
| Noninterest income | 403,000 | 784,000 | 1,195,000 | 1,880,000 |
| Noninterest expense | 1,457,000 | 2,926,000 | 4,445,000 | 6,661,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 120,000 |
| Pretax income | 666,000 | 1,396,000 | 2,182,000 | 3,001,000 |
| Income tax | 187,000 | 412,000 | 667,000 | 990,000 |
| Net income | 479,000 | 984,000 | 1,515,000 | 2,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,189,000 | 11,444,000 | 11,874,000 | 12,370,000 |
| Total capital | 11,961,000 | 12,266,000 | 12,707,000 | 13,113,000 |
| Risk-weighted assets | 93,951,000 | 97,603,000 | 104,021,000 | 106,913,000 |