Call reports 2001
BONVENU BANK, N.A. — 2001
What BONVENU BANK, N.A. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 123,370,000 | 121,542,000 | 128,766,000 | 142,758,000 |
| Total loans | 82,003,000 | 83,386,000 | 81,487,000 | 81,754,000 |
| Allowance for loan losses | 701,000 | 738,000 | 765,000 | 718,000 |
| Securities available for sale | 22,430,000 | 17,587,000 | 18,292,000 | 30,907,000 |
| Securities held to maturity | 2,257,000 | 2,257,000 | 2,257,000 | 2,259,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,946,000 | 103,704,000 | 107,977,000 | 120,942,000 |
| Interest-bearing deposits | 80,378,000 | 78,632,000 | 80,764,000 | 94,521,000 |
| Noninterest-bearing deposits | 23,568,000 | 25,072,000 | 27,213,000 | 26,421,000 |
| Equity capital | 10,027,000 | 10,521,000 | 10,709,000 | 10,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,418,000 | 4,745,000 | 7,097,000 | 9,402,000 |
| Interest expense | 934,000 | 1,724,000 | 2,484,000 | 3,130,000 |
| Net interest income | 1,484,000 | 3,021,000 | 4,613,000 | 6,272,000 |
| Noninterest income | 232,000 | 493,000 | 751,000 | 1,067,000 |
| Noninterest expense | 1,046,000 | 2,131,000 | 3,255,000 | 4,951,000 |
| Provision for loan losses | 60,000 | 120,000 | 160,000 | 180,000 |
| Pretax income | 610,000 | 1,263,000 | 1,949,000 | 2,208,000 |
| Income tax | 189,000 | 354,000 | 558,000 | 697,000 |
| Net income | 421,000 | 909,000 | 1,391,000 | 1,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,969,000 | 10,457,000 | 10,589,000 | 10,709,000 |
| Total capital | 10,670,000 | 11,195,000 | 11,354,000 | 11,427,000 |
| Risk-weighted assets | 84,948,000 | 86,560,000 | 88,210,000 | 92,601,000 |