Call reports 2024
CUSTER FEDERAL STATE BANK — 2024
What CUSTER FEDERAL STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 122,051,000 | 120,717,000 | 122,720,000 | 127,099,000 |
| Total loans | 70,933,000 | 74,253,000 | 75,945,000 | 72,955,000 |
| Allowance for loan losses | 742,000 | 735,000 | 745,000 | 748,000 |
| Securities available for sale | 31,226,000 | 29,688,000 | 28,407,000 | 31,370,000 |
| Securities held to maturity | 2,601,000 | 2,050,000 | 1,967,000 | 1,801,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,195,000 | 92,243,000 | 93,833,000 | 98,477,000 |
| Interest-bearing deposits | 84,519,000 | 85,271,000 | 85,795,000 | 88,984,000 |
| Noninterest-bearing deposits | 9,676,000 | 6,972,000 | 8,038,000 | 9,493,000 |
| Equity capital | 12,971,000 | 13,142,000 | 13,566,000 | 13,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,516,000 | 3,117,000 | 4,730,000 | 6,387,000 |
| Interest expense | 617,000 | 1,283,000 | 1,980,000 | 2,726,000 |
| Net interest income | 899,000 | 1,834,000 | 2,750,000 | 3,661,000 |
| Noninterest income | 56,000 | 107,000 | 171,000 | 224,000 |
| Noninterest expense | 838,000 | 1,602,000 | 2,406,000 | 3,168,000 |
| Provision for loan losses | -10,000 | -17,000 | -6,000 | -3,000 |
| Pretax income | 117,000 | 339,000 | 515,000 | 717,000 |
| Income tax | 5,000 | 13,000 | 12,000 | 19,000 |
| Net income | 112,000 | 326,000 | 503,000 | 698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,611,000 | 14,712,000 | 14,676,000 | 14,692,000 |