Call reports 2023
CUSTER FEDERAL STATE BANK — 2023
What CUSTER FEDERAL STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 124,105,000 | 121,702,000 | 122,293,000 | 121,096,000 |
| Total loans | 67,016,000 | 70,676,000 | 72,790,000 | 70,355,000 |
| Allowance for loan losses | 919,000 | 916,000 | 766,000 | 752,000 |
| Securities available for sale | 39,301,000 | 37,012,000 | 34,922,000 | 32,920,000 |
| Securities held to maturity | 2,909,000 | 2,812,000 | 2,726,000 | 2,661,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,950,000 | 95,520,000 | 91,608,000 | 92,519,000 |
| Interest-bearing deposits | 88,552,000 | 85,437,000 | 82,787,000 | 83,211,000 |
| Noninterest-bearing deposits | 10,398,000 | 10,083,000 | 8,821,000 | 9,308,000 |
| Equity capital | 12,872,000 | 12,795,000 | 12,773,000 | 13,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,322,000 | 2,710,000 | 4,182,000 | 5,685,000 |
| Interest expense | 371,000 | 841,000 | 1,390,000 | 1,970,000 |
| Net interest income | 951,000 | 1,869,000 | 2,792,000 | 3,715,000 |
| Noninterest income | 47,000 | 93,000 | 162,000 | 223,000 |
| Noninterest expense | 797,000 | 1,556,000 | 2,387,000 | 3,142,000 |
| Provision for loan losses | -20,000 | -20,000 | -170,000 | -170,000 |
| Pretax income | 221,000 | 426,000 | 737,000 | 966,000 |
| Income tax | 8,000 | 16,000 | 29,000 | 38,000 |
| Net income | 213,000 | 410,000 | 708,000 | 928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,464,000 | 14,523,000 | 14,693,000 | 14,719,000 |