Call reports 2022
CUSTER FEDERAL STATE BANK — 2022
What CUSTER FEDERAL STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 135,644,000 | 128,281,000 | 128,190,000 | 123,635,000 |
| Total loans | 65,239,000 | 68,002,000 | 70,449,000 | 67,414,000 |
| Allowance for loan losses | 918,000 | 918,000 | 918,000 | 918,000 |
| Securities available for sale | 47,067,000 | 44,663,000 | 42,951,000 | 41,141,000 |
| Securities held to maturity | 1,865,000 | 3,230,000 | 3,117,000 | 2,973,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,801,000 | 104,183,000 | 100,290,000 | 98,736,000 |
| Interest-bearing deposits | 94,898,000 | 91,326,000 | 88,938,000 | 88,305,000 |
| Noninterest-bearing deposits | 14,903,000 | 12,857,000 | 11,352,000 | 10,431,000 |
| Equity capital | 13,473,000 | 12,595,000 | 12,830,000 | 12,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,010,000 | 2,010,000 | 3,293,000 | 4,554,000 |
| Interest expense | 248,000 | 487,000 | 758,000 | 1,079,000 |
| Net interest income | 762,000 | 1,523,000 | 2,535,000 | 3,475,000 |
| Noninterest income | 101,000 | 180,000 | 233,000 | 271,000 |
| Noninterest expense | 771,000 | 1,541,000 | 2,305,000 | 3,057,000 |
| Provision for loan losses | -71,000 | -146,000 | -170,000 | -170,000 |
| Pretax income | 163,000 | 308,000 | 633,000 | 859,000 |
| Income tax | 6,000 | 12,000 | 23,000 | 31,000 |
| Net income | 157,000 | 296,000 | 610,000 | 828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,119,000 | 14,154,000 | 14,379,000 | 14,393,000 |